Category: Trying to Conceive (TTC)

  • Ovulation Symptoms, Signs & Fertile Window: How to Track Ovulation and Get Pregnant Naturally

    Introduction

    Trying to conceive can feel confusing, especially when you are not sure about your ovulation symptoms or fertile days. You’re not alone. Understanding ovulation is one of the most important steps when you’re trying to get pregnant naturally.

    When I started trying to conceive, one of the first things I searched for was fertility and ovulation. I quickly learned that ovulation plays a major role in pregnancy because it is the time when your body releases an egg that can be fertilized.

    Just like me, many women know that ovulation is connected to pregnancy, but they may not fully understand when it happens or how to track it accurately. Learning these basics can make a big difference when you’re trying to conceive.

    In this guide, I’ll explain what ovulation is, common ovulation symptoms and signs, different ways to track ovulation, and the best time to get pregnant naturally. I’ll also share some practical fertility tips based on what I learned during my own journey to conception, along with general fertility information that many healthcare professionals recommend.


    Quick Summary

    • Ovulation is when the ovary releases an egg.
    • Most fertile days are the 5 days before ovulation and the day of ovulation.
    • Common ovulation signs include egg-white cervical mucus, mild ovulation pain, and increased libido.
    • Ovulation test kits can help identify fertile days more accurately.

    What Is Ovulation?

    Ovulation is the process in which one of your ovaries releases a mature egg. This usually happens once during each menstrual cycle.

    After the egg is released, it travels into the fallopian tube, where it can be fertilized by sperm. If fertilization occurs, pregnancy can begin. If not, the egg breaks down and your next menstrual cycle will start.

    The egg survives for only about 12 to 24 hours after ovulation. However, sperm can live inside the female reproductive tract for up to five days. This is why timing intercourse around ovulation becomes important when trying to conceive.

    This timing plays a key role in identifying your most fertile days.

    When Does Ovulation Occur?

    Just like me, many women believe the common myth that ovulation always happens on Day 14 of the menstrual cycle. While this can be true for some women, it is not true for everyone.

    Ovulation timing varies from woman to woman. Women with a 28-day cycle often ovulate around Day 14, but others may ovulate earlier or later depending on their individual cycle length and hormonal changes.

    Approximate Ovulation Days by Cycle Length

    Cycle Length | Approximate Ovulation Day
    21 days → Day 7
    24 days → Day 10
    26 days → Day 12
    28 days → Day 14
    30 days → Day 16
    32 days → Day 18
    35 days → Day 21

    Important: The table above provides only an estimate. Ovulation timing can vary from month to month due to factors such as stress, illness, travel, sleep changes, medications, and hormonal fluctuations.

    This is why tracking ovulation signs or using ovulation prediction methods can often be more accurate than relying on calendar dates alone.

    When I was trying to conceive, I realized that relying on calendar dates alone wasn’t always accurate. Many women use ovulation test kits to help identify their fertile window and better understand when ovulation is actually happening.

    What Is the Fertile Window?

    Your fertile window is the time when you are most likely to get pregnant.

    It includes:

    • 5 days before ovulation
    • The day of ovulation
    • Possibly 1 day after ovulation

    Because sperm can survive for several days, so intercourse before ovulation can still result in pregnancy.

    My Personal Experience

    When my husband and I started trying to conceive for the first time, I didn’t know much about fertility or ovulation. I wasn’t sure when I ovulated or how to recognize the signs.

    My menstrual cycle is usually around 35 days. I quickly realized that the common “Day 14 ovulation” advice didn’t really apply to me. After doing some research, I downloaded a few fertility tracking apps and started recording my period dates every month. This helped me get a better idea of when I might be ovulating.

    Cervical mucus can be a useful fertility sign, and I started noticing those changes in my cycle as well. Around ovulation, mine usually became clearer, more slippery, and watery. Paying attention to these changes helped me understand my cycle better.

    I also discovered that ovulation test strips were available, similar to pregnancy tests. I decided to try them, and they gave me more confidence about identifying my fertile days.

    If you’re feeling confused about when you ovulate or find it difficult to recognize the signs, you may find ovulation test kits helpful for tracking your fertile window more accurately.

    A Small Tip

    Many women think that having intercourse only on the day of ovulation is enough to get pregnant. However, sperm can survive in the female reproductive tract for several days.

    Because of this, having intercourse during the few days leading up to ovulation and around ovulation itself may help increase your chances of conception.

    Ovulation Test Kit Recommendation

    If you’re trying to conceive and want a more accurate way to track ovulation, ovulation test kits can be very helpful. These kits detect the LH surge in your urine, which usually happens 24–36 hours before ovulation, helping you identify your most fertile days more clearly.

    When I was trying to understand my cycle better, I realized that tracking alone wasn’t always enough because ovulation can shift from month to month. That’s why many women prefer using ovulation test strips along with cycle tracking apps for better accuracy.

    👉 Recommended Ovulation Test Kits

    They are simple to use at home and can be a helpful option if you’re feeling confused about your fertile window or have irregular cycles.

    Fertility Is Not Just About Ovulation

    Many couples trying to conceive tend to focus mainly on female fertility. However, male fertility is equally important, and sperm health plays a major role in conception.

    If you have been trying to conceive for a while and have concerns about fertility, it’s always a good idea to consult a healthcare provider for proper guidance. 

    Some couples also choose to use at-home sperm count tests as an initial screening tool to get a basic understanding of sperm health.

    This can be a simple first step for couples who want to better understand their fertility journey before seeking further medical evaluation.

    Ovulation Symptoms and Signs

    Every woman’s body is different, and ovulation symptoms can vary from person to person. I noticed several signs when I ovulated, but some women may experience only a few symptoms or none at all.

    1. Egg White Cervical Mucus (Most Reliable Ovulation Sign)

    One of my most reliable natural signs of ovulation is cervical mucus changes. During ovulation, cervical mucus often looks like raw egg whites.

    It is usually:

    • Clear
    • Stretchy
    • Slippery
    • Elastic

    This type of cervical mucus is an important fertility sign, and many women notice it during their fertile window. It helps sperm travel more easily toward the egg, increasing the chances of conception.

    1. Mild Ovulation Pain

    I personally experienced mild lower abdominal pain during ovulation. Later, I learned that this one-sided, mild discomfort is quite common in many women and is often called ovulation pain or “mittelschmerz.”

    1. Basal Body Temperature Rise

    After ovulation, progesterone levels increase, which can cause a slight rise in basal body temperature. Most women do not notice this change unless they track it daily with a thermometer, which is why it often goes unnoticed.

    Tracking your temperature over time can help confirm ovulation and better understand your cycle. For this, a basal body thermometer is more accurate than a regular thermometer because it is designed to detect very small changes in temperature.

    1. Increased Libido (Sex Drive)

    Many women notice an increase in sexual desire during their fertile window. This happens due to natural hormonal changes around ovulation and is considered one of the common fertility signs.

    1. Breast Tenderness

    Hormonal fluctuations around ovulation may cause:

    • Sore breasts
    • Tender nipples
    • Increased breast sensitivity
    1. Light Spotting

    Very rarely, some women may notice light pink or brown spotting around ovulation. This is usually harmless and short-lived.

    1. Bloating

    Hormonal changes can sometimes lead to bloating or mild water retention in some women during their fertile window.

    1. Cervical Position Changes

    As ovulation approaches, the cervix may feel:

    • Softer
    • Higher
    • More open
    1. Heightened Sense of Smell

    Some women experience increased sensitivity to smells around ovulation due to hormonal shifts.

    1. Positive Ovulation Test (LH Surge)

    Finally, if you’re unable to clearly recognize ovulation symptoms, it’s best to track it using ovulation predictor kits (OPKs). These kits detect the LH surge that happens just before ovulation and can help confirm your fertile days more accurately.

    How to Track Ovulation

    To identify your fertile days more accurately, it is important to track ovulation using reliable methods. This can help you understand your cycle better and improve your chances of conception.

    Method 1: Ovulation Test Kits (Most Accurate Home Method)

    Ovulation test kits are one of the easiest and most accurate ways to track ovulation at home. They detect the LH surge in your body, which usually happens before ovulation occurs.

    Benefits of Ovulation Test Kits:

    • Easy to use at home
    • Affordable and widely available
    • Helpful for women with irregular cycles
    • Can predict ovulation before it happens

    Advanced Fertility Tracking Option

    If you’re looking for a more advanced way to track ovulation, some women prefer digital fertility monitors instead of regular test strips. These devices help track hormonal changes more precisely and can provide clearer insights into your fertile window.

    This option is especially helpful for women who have irregular cycles or want more detailed fertility tracking beyond basic ovulation test kits.

    Method 2: Fertility Tracking Apps (Support Tool, Not Fully Accurate Alone)

    Here are some helpful apps I used:

    • Flo
    • Clue
    • Ovia
    • Premom

    These apps help predict fertile days based on your cycle data, but they should not be relied on alone, as ovulation can vary from month to month.

    Method 3: Cervical Mucus Monitoring (Natural Tracking Method)

    Monitoring cervical mucus can help you understand when you are ovulating. Around ovulation, cervical mucus becomes clear, stretchy, and slippery, which indicates your most fertile days.

    Method 4: Basal Body Temperature Tracking (Confirms Ovulation)

    This method involves taking your temperature every morning before getting out of bed. Over time, you may notice a slight temperature increase after ovulation, which helps confirm that ovulation has already occurred.

    Best Time to Get Pregnant Naturally

    The highest chance of pregnancy usually happens when intercourse takes place during the fertile window, especially around ovulation.

    The best timing is:

    • 2 days before ovulation (Highest Chance)
    • 1 day before ovulation (Peak Fertility)
    • Ovulation day (Still Possible)

    Can You Ovulate Without Symptoms?

    Yes, some women may ovulate without noticing any symptoms at all. Ovulation signs can vary from person to person, and not everyone experiences clear or obvious changes each cycle.

    This is why tracking tools can be helpful, especially for women who are actively trying to conceive. Methods like ovulation test kits, fertility apps, and temperature tracking can provide more reliable insights than symptoms alone.

    Factors That Affect Ovulation

    Several lifestyle and health factors can affect ovulation and sometimes delay or disrupt it:

    Stress

    High stress levels can delay ovulation or affect hormone balance.

    Poor Sleep

    Sleep plays an important role in regulating reproductive hormones, and poor sleep may affect ovulation timing.

    Significant Weight Changes

    Being underweight or overweight can impact hormonal balance and may affect regular ovulation.

    Polycystic Ovary Syndrome (PCOS)

    PCOS is one of the most common causes of irregular ovulation.

    Thyroid Disorders

    Both underactive and overactive thyroid conditions can affect menstrual cycles and fertility.


    Can You Get Pregnant After Ovulation?

    The egg survives for about 12–24 hours after ovulation. This means pregnancy becomes less likely as time passes after ovulation.

    Successful conception usually happens when sperm are already present in the reproductive tract before the egg is released.


    Early Signs That Conception May Have Occurred

    Some women may notice early changes such as:

    • Fatigue
    • Mild cramping
    • Increased vaginal discharge
    • Implantation bleeding
    • Breast tenderness

    Signs You May Not Be Ovulating

    Sometimes, ovulation may not occur in a cycle. This can happen occasionally or due to underlying health conditions.

    Possible signs that you may not be ovulating include:

    • Missing periods
    • Extremely light periods
    • Very irregular menstrual cycles
    • No fertile cervical mucus (egg-white type)
    • Difficulty conceiving after 12 months of trying

    If you notice these symptoms consistently, it is important to speak with a healthcare provider for proper evaluation and guidance.

    Best Foods That May Support Ovulation

    No food can guarantee ovulation, but a nutritious and balanced diet can support overall reproductive health and hormone balance.

    Foods That May Help Support Fertility:

    • Leafy greens (spinach, kale)
    • Healthy fats (avocado, nuts)
    • Protein-rich foods (eggs, lentils)
    • Omega-3 foods (salmon)

    These foods are rich in essential nutrients like protein, healthy fats, vitamins, and minerals that support hormonal health and overall well-being.

    👉 You can also read: 10 Best Foods to Eat During Pregnancy for a Healthy Baby

    Foods That May Negatively Affect Fertility

    Healthy eating plays an important role in supporting hormone balance and overall reproductive health. While no single food directly causes infertility, it is a good idea to limit certain foods that may negatively affect fertility when consumed in excess.

    Try to Limit:

    • Sugary beverages
    • Excess alcohol
    • Trans fats
    • Highly processed foods

    Focusing on a balanced diet with whole, nutrient-rich foods may help support better hormonal health and overall fertility.

    My Personal Tip

    Once I started trying to conceive, I began taking prenatal vitamins based on my doctor’s recommendation. It helped me feel more prepared and confident about supporting my body during the early stages of pregnancy planning.

    If you’re looking for a simple option, here is a prenatal vitamin many women consider during their pregnancy journey:

    👉 Check here: Prenatal Vitamins (Recommended Option)

    Lifestyle Tips That Support Ovulation

    Along with a healthy diet, certain lifestyle habits can help support regular ovulation and overall reproductive health.

    Key Tips:

    • Maintain a healthy weight
    • Exercise moderately and regularly
    • Reduce stress through relaxation techniques or hobbies
    • Prioritize good sleep (7–8 hours daily)

    These simple lifestyle changes can help support hormonal balance and improve overall fertility over time.

    Common Ovulation Myths

    Myth #1: Every Woman Ovulates on Day 14

    False. Ovulation timing varies widely from woman to woman and cycle to cycle.

    Myth #2: You Always Feel Ovulation

    False. Many women do not experience any noticeable symptoms during ovulation.

    Myth #3: You Can’t Get Pregnant Before Ovulation

    False. Sperm can survive in the female reproductive tract for up to 5 days, so pregnancy can still occur from intercourse before ovulation.

    Myth #4: Irregular Cycles Mean Pregnancy Is Impossible

    False. Many women with irregular cycles still conceive successfully, although it may take more tracking and time.


    FAQs About Ovulation and Fertility

    When is the best time to get pregnant after your period?

    The best time to get pregnant is during your fertile window, which is usually 5 days before ovulation, the day of ovulation, and sometimes 1 day after ovulation. Having intercourse during this time increases the chances of conception.

    When I was trying to conceive, I started tracking my fertile window about 10 days after my period. It helped me understand my cycle better and made it easier to identify my most fertile days.

    How do I know if I am ovulating?

    I noticed some signs such as egg white cervical mucus, mild lower abdominal pain, increased libido, breast tenderness, and a slight rise in basal body temperature.

    In my experience, I started paying closer attention to these signs when I was trying to conceive, which helped me understand my fertile days better.

    Ovulation test kits can also help detect your LH surge more accurately and confirm ovulation.

    Can I get pregnant without ovulation symptoms?

    Yes. I have read that some women do not even realize they are ovulating because they don’t notice any symptoms. That is why tracking methods like ovulation test kits, apps, or temperature tracking are more reliable than symptoms alone.


    What are the first signs of ovulation?

    In my experience, the first symptom I noticed was changes in cervical mucus (clear, stretchy, egg-white-like), along with very mild ovulation pain. These signs usually appear a few days before ovulation.


    Can stress delay ovulation?

    Yes. High stress levels can affect hormone balance and may delay or even temporarily stop ovulation. That’s why managing stress through good sleep, relaxation, and healthy habits can help support regular cycles.


    Do all women ovulate on Day 14?

    No. Ovulation does not always happen on Day 14. It depends on your cycle length. Women with a 28-day cycle may ovulate around Day 14, but others may ovulate earlier or later.

    My cycle length is 35 days, and I usually ovulate around Day 20.

    When to See a Fertility Specialist

    Consider talking with a healthcare specialist if:

    • You are under 35 and have been trying to conceive for 12 months without success
    • You are over 35 and have been trying for 6 months without success

    You should also seek medical advice sooner if you have:

    • PCOS (Polycystic Ovary Syndrome)
    • Endometriosis
    • Very irregular menstrual cycles
    • Recurrent pregnancy loss

    A fertility specialist can help identify underlying causes and guide you with appropriate treatment options based on your situation.


    Related Articles You May Find Helpful

    Conclusion: Understanding Your Ovulation and Fertile Window

    Understanding ovulation can feel overwhelming, especially for women who are trying to conceive. However, learning to recognize ovulation symptoms, track your fertile window, and time intercourse appropriately can help you better understand your reproductive health.

    Always keep in mind that every cycle is different, and every woman’s body works in its own way. Try to track your ovulation consistently, reduce stress, and maintain a healthy diet for both partners. These small lifestyle habits can support overall well-being and improve fertility naturally.

    In my experience, learning to track ovulation and understanding my fertile window helped me feel more confident and less stressed during my journey to conception.

    About the Author

    Hi, I’m Bhavana, a mom and the creator behind Happy Mama Ideas. I share simple pregnancy, baby care, and motherhood tips based on my own experience as a mother, along with trusted research, to help expecting and new moms feel more confident and supported on their journey.

    Affiliate Disclaimer

    This article may contain affiliate links. This means I may earn a small commission if you purchase through these links, at no extra cost to you.

    I only recommend products that are helpful for readers based on research, experience, and general usefulness. These recommendations are meant to support your fertility and pregnancy journey.

    Medical Disclaimer

    The information provided in this article is for general informational and educational purposes only and is not intended as medical advice, diagnosis, or treatment. Always seek the advice of your doctor, healthcare provider, or qualified medical professional with any questions you may have regarding a medical condition, pregnancy, or fertility concerns. Never ignore professional medical advice or delay seeking it because of something you have read in this article.

  • How to Get Pregnant Naturally: 10 Proven Tips to Increase Your Chances


    Introduction

    Trying to conceive but have a lot of questions and doubts? Don’t worry—this is completely normal. Many women feel unsure when they first start their fertility journey.

    When I was trying to conceive, I also had plenty of questions. I often wondered whether I was doing everything correctly and what I could do to improve my chances of getting pregnant naturally.

    The good news is that there are several simple lifestyle changes and fertility-friendly habits that may help increase your chances of conception.

    In this article, I will share how to get pregnant naturally along with 10 proven tips that helped me during my own experience. These practical tips can support your fertility, help you understand your cycle better, and improve your chances of conceiving naturally.


    My Personal Experience

    When my husband and I decided to start trying for a baby, we thought pregnancy would happen quickly, just like many couples do. However, we soon realized that it can take time and patience.

    During that period, I spent a lot of time researching fertility tips and learning about ways to improve my chances of conceiving naturally. One of the first things I did was start taking prenatal vitamins. In fact, I began taking them even before becoming pregnant, based on the advice of a close friend who is a doctor.

    We also made some positive lifestyle changes, including improving our eating habits and focusing on a healthier routine. I started tracking my menstrual cycle, monitoring ovulation, and paying closer attention to my body’s fertility signs. Through this process, I learned much more about my body than I ever had before.

    Fortunately, I conceived within two months of actively trying. With my second pregnancy, it happened even faster—I became pregnant within the first month of trying.

    Of course, every fertility journey is different, and what worked for me may not work the same way for everyone. However, the tips below are based on both my personal experience and commonly recommended fertility advice that may help improve your chances of getting pregnant naturally.

    From my experience, tracking ovulation and understanding your cycle can make a big difference when trying to conceive.


    What Is the Fertile Window?

    When I started learning about fertility, I discovered that the best time to try for a baby is during the fertile window. This usually includes the five days before ovulation and the day you ovulate.

    Since sperm can survive in the female reproductive tract for up to five days, having intercourse during this period gives you the best chance of conception.

    For a typical 28-day cycle, ovulation often occurs around day 14, but every woman’s cycle is different. Tracking your cycle can help you identify your most fertile days more accurately.

    ────────────────────────────

    Don’t Forget Male Fertility

    One thing many couples don’t realize is that fertility isn’t only about the woman. Male fertility also plays an important role in conception.

    Partners can support fertility by:

    • Maintaining a healthy weight
    • Avoiding smoking
    • Limiting alcohol
    • Managing stress
    • Getting enough sleep
    • Eating a nutrient-rich diet

    Healthy sperm quality is just as important as healthy ovulation when trying to conceive. Taking care of both partners’ health can improve the chances of pregnancy.

    ────────────────────────────

    10 Proven Tips to Get Pregnant Naturally


    1. Track Your Ovulation Properly

    Understanding ovulation is one of the most important steps when trying to conceive.

    Ovulation does not always happen exactly 14 days after your period. It can change due to stress, hormones, and cycle length.

    You can track ovulation using:

    • Ovulation test kits (OPKs)
    • Period tracking apps
    • Cervical mucus changes

    My tip: I personally used cervical mucus tracking along with ovulation kits, which helped me identify my fertile window more accurately.

    ────────────────────────────

    Signs You May Be Ovulating

    Knowing the signs of ovulation can help you identify your most fertile days and increase your chances of getting pregnant naturally. While every woman experiences ovulation differently, some common signs include:

    • Clear, stretchy egg-white cervical mucus
    • Increased sex drive
    • Mild pelvic pain or cramping on one side
    • Breast tenderness
    • Slight increase in basal body temperature
    • Heightened sense of smell

    Paying attention to these signs along with ovulation tracking methods can help you better understand your fertile window and time intercourse more effectively.

    👉 Related: Implantation Bleeding vs Period Bleeding: How to Tell the Difference


    2. Have Regular and Timed Intercourse

    Timing plays an important role in conception.

    Try to:

    • Have intercourse every 2–3 days
    • Increase frequency during fertile window
    • Avoid long gaps between attempts

    This increases the chances of sperm meeting the egg during ovulation.


    3. Take Prenatal Vitamins

    Doctors often recommend prenatal vitamins when trying to conceive.

    Important nutrients include:

    • Folic acid
    • Iron
    • Vitamin D
    • Calcium
    • DHA

    These nutrients support fertility and early pregnancy health.

    My Top 3 Recommendations:

    👉 Check prenatal vitamins here

    👉 Start at least 1–3 months before trying to conceive.


    4. Maintain a Healthy Diet

    A balanced diet supports hormone balance and fertility.

    Include:

    • Fruits and vegetables
    • Healthy fats (nuts, seeds, olive oil)
    • Whole grains
    • Protein
    • Plenty of water

    Try to reduce:

    • Junk food
    • Processed foods
    • Excess sugar

    Foods That May Support Fertility

    While no single food can guarantee pregnancy, some nutrient-rich foods may support reproductive health and hormone function. These include:

    • Leafy greens
    • Eggs
    • Fatty fish
    • Berries
    • Nuts and seeds
    • Beans and lentils
    • Whole grains

    A balanced diet supports overall health and may help maintain healthy hormone function.

    5. Maintain a Healthy Weight

    ────────────────────────────

    Body weight can affect hormone balance and ovulation.

    Being underweight or overweight may affect fertility cycles. Maintaining a healthy weight through balanced diet and exercise may support natural conception.


    6. Reduce Stress Levels

    Stress can affect hormonal balance and fertility.

    Try:

    • Spending time with your partner
    • Walking or light exercise
    • Meditation or breathing exercises
    • Sleeping 7–8 hours daily

    A calm mind supports better reproductive health.


    7. Avoid Smoking and Limit Alcohol

    Smoking and alcohol may negatively affect fertility in both men and women.

    It is recommended to:

    • Avoid smoking completely
    • Limit or avoid alcohol

    Healthy lifestyle choices may support better reproductive health.


    8. Stay Hydrated

    Drinking enough water supports cervical mucus quality, hormone balance, and overall reproductive health.

    Try to stay hydrated throughout the day and avoid sugary drinks.


    9. Be Patient and Consistent

    Every couple’s journey is different.

    Do not compare your progress with others. Staying consistent with healthy habits and cycle tracking is important when trying to conceive.


    10. When Should You See a Doctor

    If you have been trying for more than 1 year without success, it is recommended to consult a healthcare provider.

    For women above 35, it is advised to seek help after 6 months of trying.


    Helpful Fertility Support (Optional)

    Some couples also use fertility support products during their conception journey.

    Designed to support a sperm-friendly environment during intercourse.

    ⚠️ Always consult a healthcare professional before use.


    Common Mistakes That May Reduce Chances of Pregnancy

    • Only having intercourse on ovulation day
    • Not tracking cycles properly
    • Ignoring male fertility factors
    • Extreme dieting
    • Delaying medical advice

    FAQs

    How long does it take to get pregnant naturally?

    It varies, but many healthy couples conceive within a few months to one year.

    What is the best age to conceive?

    Fertility is highest in the 20s and early 30s, but many women conceive later as well.

    Should I use ovulation tests?

    Yes, they are helpful for identifying fertile days, especially with irregular cycles.


    Conclusion

    Getting pregnant naturally is a journey that requires patience, consistency, and healthy habits. Tracking ovulation, improving diet, reducing stress, and taking prenatal vitamins can support fertility health.


    Medical Disclaimer

    This article is based on personal experience and general information only. I am not a medical professional. Please consult a healthcare provider for medical advice.


    Affiliate Disclaimer

    This post may contain affiliate links. I may earn a small commission at no extra cost to you.